Disclaimer: All fees displayed are pending approval

Account Fees

Account Fees

CHEQUING ACCOUNTS (EC$ & US$)
(BUSINESS & PERSONAL)

Minimum To Open

$200

Monthly Service Charge

25.00

Per Item charge (whether debit or
credit to account)

Deposit books (personalized)

Cheque Books

Unauthorized Overdraft Interest

16% min $40

Stop Payment

$30 Plus VAT

Dishonoured Cheque

$60

NSF Returned Cheque

$100

Overdraft Protection - Excess Fee

5% above the approved rate or Min $100 

In-Branch Transaction

$5.75

Offsite ATM withdrawals

$1.15


* Charges for USD accounts will be applied in USD currency.
SAVINGS ACCOUNT

Minimum To Open

$100

Interest Rate

2% p.a.

Minimum Balance to Avoid Fees and Earn Interest

$100

Charge For Minimum Balance Violation (Per Month)

$0

Enhanced Maintenance Fee - US Citizen - (CIP)

$2.30

Closure of Dormant Account

$25

In-branch Transactions                                  ATM Withdrawal-Offsite ATMs

$5.75                                                                     $1.00

JUNIOR SAVINGS
ESTABLISH STRONG SAVING HABITS EARLY

Minimum Opening Balance

$100

Minimum Balance to Avoid Fees and Earn Interest

$100

Interest Rate

2% p.a.

FREEDOM 55 SAVE TOWARDS THAT SPECIAL GOAL

Minimum Opening Balance

$10,000

Starting Age

55 years

Interest Rate

2.1% p.a

Monthly Service Charge

2.30 (inclusive of VAT)

Deposit Fees

Deposit Fees

Small Boxes

$200 per year

Medium Boxes

$300 per year

Large Boxes

$350 per year

Extra Large Boxes

$400 per year

Number of visits free per month

2

Additional charge per visit exceeding 2 per month

$20

Night Deposit Services (Annual Fee)

$172.50

Night Deposit Disposable Bags:
- Small
- Medium
- Large


$150
$250
$275

Night Deposit Wallet Fees:
- First Wallet
- Additional Key
- Additional Wallet


$250
$75
$150

Replacement of Lost/Stolen/Broken Keys

Night Deposit Cancellation

Non-refundable

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Document Fees

Document Fees

Statement

 $10 per page per month  

Duplicate Statement

$10 per page

Certification of balance/Reference letter

(including letters to embassies)

$34.50

E-Statements

Free

Statement of interest Paid for Income Tax Purposes

Set-up Fee

Insurance Premiums, Club Dues etc.

Cash Management

Amendment

Electronic Internal Transfer Request

Current Year

$69 - $287.50

1 Year prior to Current Year

2 Years prior to Current Year

3 Years prior to Current Year

4 Years prior to Current Year

5 Years Prior to Current Year

In excess of 5 Years prior to Current Year

Credit Bureau / Overseas Bank

Credit Reports


Transfer Fees

Transfer Fees

Local/ Managers Draft

Issuing replacement Local Draft/ Managers Cheques

International Money Orders Drafts

- Foreign Drafts Purchased in any currency
- Replacement of Foreign Drafts

Payments for Collection, etc. paid for in cash, cheque etc. of same currency

Tracers on Drafts/ Money Orders

Forward Exchange Contracts

Cashing / Negotiating / Foreign Cheques / Drafts

Travelers Cheques cashed in USD

Cheques drawn outside of Correspondent Bank Network

Transfer between Accounts

Free

Check Balances

Free

Bill Payment (per transaction Vendor)

EFT on Mobile Banking

$1.50

To the Caribbean

$55-online or via app/ $65 - in branch + Correspondent Bank Charges

To the United States

$100-online or via app / $120 - in branch + Correspondent Bank Charges

To Canada

$100 + 0.75%-online or via app / $120 + 0.75%  -in branch of Transaction Amount + Correspondent Bank Charges

To the Rest of the World

$100-online or via app / $120 in branch + Correspondent Bank Charges

Incoming:

To own account
To pay another account




Early Account Closure:

Within 30 days
Within 90 days
Within 180 days


$34.50

$34.50

$34.50

Third-party Fee Payments made over-the-counter that require the third-party triplicate voucher (payable by vendor)

Stop Payments (on customers accounts)

Voucher / Other Search

Transfer within Territory

Large cash deposits / withdrawals (In-Branch)

0.20% on amounts of $5,000 or more per day

Coins supplied

Notice for Inactive / Dormant Accounts

$11.50 per annual

Incoming Telephone / Email / Fax request

Reactivation of Dormant Account Deposit

$0.00

Fax / Email message at Customers request

Cheque Cashing Fee (Non-Account holder)

Returned Cheques Charge

Immediate credit of cheque proceeds

Photocopy per page or duplicate receipt

$5

Business Services Fees

Business Services Fees

Late transmission of payroll file

$100

Manual Option:
- Operational Charge (per payroll run)

$30 + $3.45 per employee paid

Electronic Option:
- Operational Charge (per payroll run)

$15 + $1.00 per employee paid

Cash Payroll

0.1% subject to Minimum of $30

Annual Administration Fee

2 % - 4%

Discount Fee

Negotiable

Additional Training at Customers request

Rental of Machine

$67.50

Card Fees

Card Fees


CLASSIC

GOLD

Annual Fee

$0

$0

Replacement Card

$35

$50

Emergency Card

$35

$50

Additional Card

$35

$50

Monthly Maintenance Fee

N/A

N/A

Transaction Fee (ACB ATMs)

$0

$0

Transactions Fee (Other Banks ATMs)

2% Minimum $10

2% Minimum $10

Transaction Fee (POS Terminals)

$0

$0

Cash Advances (Other Banks)

2% Minimum $10

2% Minimum $10

ATM Denial Fee (Other Banks)

$1.50

$1.50

ATM Balance Enquiry

$1.50

$1.50

Currency Conversion Fee

1%

1%

PayPal Credits

$15

$15

ATM withdrawals

+ $1 for all offsite ATMs

+ $1 for all offsite ATMs

CREDIT CARDS

VISA CLASSIC AND MASTERCARD

CLASSIC CREDIT CARDS

Membership / Annual Fee (Primary)

$100

$100

Membership / Annual (Additional)

$50

$50

Replacement Card (Primary)

$25

$25

Replacement Card (Additional)

$25

$25

Emergency Card Fee

$50

$50

Cash Advance Fee

2% Minimum $10

2% Minimum $10

Over Limit Fee

$25

$25

Immediate Credit

$15

$15

Late Payment Fee

$15

$15

Minimum Payment

5% Minimum $20

5% Minimum $20

Statement Reprint (Only One)

$15

$15

Statement History (More Than One)

$25

$25

Change of Currency of Account

$25

$25

Annual Interest Rates

16.00 %

16.00%

Insurance (optional)

$0.41 per thousand ($) of
Balance per month

$0.41 per thousand ($) of
Balance per month


¬ 1% CASH BACK / REWARDS POINTS

VISA GOLD CREDIT CARD &
MASTERCARD GOLD CREDIT CARD

VISA GOLD CREDIT CARD &
MASTERCARD GOLD CREDIT CARD

VISA &
MASTERCARD
BUSINESS
CREDIT CARD

REGULAR

REWARDS~


Membership / Membership / Annual Fee (Primary)

$150

$150

$400 1st Yr/$200 After Fee (Primary)

Membership / Annual (Additional)

$75

$75

$165

Replacement Card (Primary)

$25

$25

$25

Emergency Card Fee (Primary & Additional)

$50

$50

$50

Cash Advance Fee

2% Minimum $10

2% Minimum $10

2% Minimum $10

Over Limit Fee

$25

$25

$25

Immediate Credit

$15

$15

$15

Late Payment Fee

$15

$55

$15

Statement Reprint (Only One)

$15

$15

$15

Statement History (More Than One)

$25

$25

$25

Change of Currency of Account

$25

$25

$25

Minimum Payment

5% Minimum $20

5% Minimum $20

5% Minimum $20

Replacement Statement Fee

$25

$25

$25

Annual Interest Rates

16 %

16 %

16 %

Insurance (optional)

$0.41 per thousand
($) of Balance per
month

$0.41 per thousand
($) of Balance per
month


¬ 1% CASH BACK / REWARDS POINTS

How to Apply?

10@2x

Phone

Mon - Fri (8am - 4pm)
1-268-481-4200

14@2x

In Person

Visit a local branch

Book Appointment