All fees listed are only applicable to Grenada. Please see the Schedule of Fees for Antigua & Barbuda here.

Account Fees

Account Fees

CHEQUING ACCOUNTS (EC$ & US$)
(BUSINESS & PERSONAL)

Minimum To Open

$200.00

Monthly Service Charge

$21.74 + VAT

Stop Payment

$30.00 Plus VAT

Deposit Fees

$0

Dishonoured Cheque & Returned Cheque

$52.17 + VAT

Stop Payment

$30.00 + VAT

NSF Returned Cheque

$86.96 + VAT

In-Branch Transaction & ATM Fee

In branch $5.00 +VAT; Off-site ATM Withdrawals $1.00 + VAT

Overdraft Protection Annual Fee

1% + VAT min. $250.00 + VAT;                      Management Fee for Regular Chequing & VIP Banking - 1% of account + VAT, min $300.00 + VAT:                                                                      Annual Review - 0.5% of current OD Limit + VAT, min $150.00 + VAT;                                      Temporary Accommodation Fee: 1% of Current OD Limit + VAT, Min $300.00 + VAT

Excess Fee

5% above the approved rate or MIN $100.00 

Unauthorized Overdraft

16% min $40.00

USD Chequing Account Service Charge on Deibits

 $1.50 US per Debit


* Charges for USD accounts will be applied in USD currency.
SAVINGS ACCOUNT

Minimum To Open

$100

Interest Rate

2% p.a.

Minimum Balance to Avoid Fees and Earn Interest

$100

Charge For Minimum Balance Violation (Per Month)

$0

Enhanced Maintenance Fee - US Citizen - (CIP)

$2.00 + VAT

In-branch Transactions 

                               

ATM Withdrawal-Offsite ATMs


$5.00 + VAT 


                                                       

$1.00 + VAT

Monthly Service Charge

$3.00 + VAT

US Accounts Debit Charge 

 $1.50 US per debit

JUNIOR SAVINGS
ESTABLISH STRONG SAVING HABITS EARLY

Minimum Opening Balance

$100

Minimum Balance to Avoid Fees and Earn Interest

$100

Interest Rate

2% p.a.

Age

60

Opening Balance

$5,000.00

Interest Rate

0%

Monthly Service Charge

$10.87 + VAT

Free Withdrawals

ALL

Deposit Fees

Deposit Fees

Number of Sizes

4

Box Rental Fee

$150 - $275 + VAT

Free Visits

12 Per Year

Thereafter

$10.00 + VAT

Annual Fee : Canvas Bags

$150.00 + VAT

Annual Fee : Disposable Wallet

$150 - $275 + VAT (Small - Large)

Opening Balance

Min $5000.00

Interest Rate

0.1%

Term

1 Year

Penalties

Early Termination: Interest paid on months completed over 90 days. Interest forfeited if terminated before 90 days. 

Document Fees

Document Fees

Standing Orders

$10.00 - $30.00 +VAT

Statements

E-Statements - Free;  Duplicates - $10.00 + VAT per page per month; Printed - $10.00 + VAT per page per month  

Audit Confirmation

$60.00 - $250.00 + VAT

Transfer Fees

Transfer Fees

Transfer between Accounts

Free

Check Balances

Free

To the Caribbean

$47.83- Online / $56.52 - Branch + VAT+ Correspondent Bank Charges 

To the United States

$86.96-Online / $104.35 Branch + VAT + Correspondent Bank Charges 

To Canada

$86.96 + 0.75% - Online / $104.35 + 0.75% -Branch of Transaction Amount + VAT+ Correspondent Bank Charges 

To the Rest of the World

$86.96 + VAT - Online/ $104.35 + VAT - Branch + Correspondent Bank Charges 

Early Account Closure:

Within 30 days
Within 90 days
Within 180 days
Administration / Publishing Fee


$30.00 + VAT

$30.00 + VAT

$30.00 + VAT                                                        $25.00 + VAT


Letter to Embassy

$30.00 + VAT

Certificates of Interest Paid for Income Tax Purposes

$30.00 + VAT

Bank Reference Letter

$30.00 + VAT

Special Notice Fee / initial Form

$10.00 + VAT

Dormant Accounts

$10.00 + VAT per annum

Research and Production of Records / Vouchers 

Over 3  Months and up to 7 Years

Same month & up to 3 months - $50.00 + VAT;  Over 3 months to 1 Year - $60.00 + VAT;            2 Years - $75.00 + VAT;                                        3 Years - $100.00 + VAT;                                      4 Years - $200.00 + VAT

Large Cash Deposits / Withdrawals (In-Branch)

0.20% + VAT on amounts of $5,000.00 or more per day. 

Rates Charged

2% - 4%

Business Services Fees

Business Services Fees

E-Pay - Operational Fee

$15.00 + VAT +  $1.00 + VAT per employee paid.

Manual Payroll - Paper List                                Operational Fee

$30.00 + VAT + $3.00 + VAT per employee paid.

Manual Payroll - Cash Envelope          Operational Fee

0.1% + VAT subject to min of $30.00 + VAT

Late Transmission of Payroll File by Email

$100.00 + VAT

Late Transmission of Payroll File by Messenger

$100.00 + VAT

Rates Charged

2 % - 4%

Rental Of Machines

$58.70 + VAT = $67.50

Card Fees

Card Fees


CLASSIC

GOLD

Annual Fee

$0

$0

Replacement Card

$35

$50

Emergency Card

$35

$50

Additional Card

$35

$50

Monthly Maintenance Fee

N/A

N/A

Transaction Fee (ACB ATMs)

$0

$0

Transactions Fee (Other Banks ATMs)

2% Minimum $10

2% Minimum $10

Transaction Fee (POS Terminals)

$0

$0

Cash Advances (Other Banks)

2% Minimum $10

2% Minimum $10

ATM Denial Fee (Other Banks)

$1.50

$1.50

ATM Balance Enquiry

$1.50

$1.50

Currency Conversion Fee

1%

1%

PayPal Credits

$15

$15

ATM withdrawals

+ $1 for all offsite ATMs

+ $1 for all offsite ATMs

CLASSIC CREDIT CARDS

VISA CLASSIC (XCD)

VISA GOLD & MASTERCARD (XCD)

Membership Annual Fee (Primary)

$100

$150

Membership Annual (Additional)

$50

$75

Replacement Card 

$25

$25

Emergency Card Fee

$50

$50

Cash Advance Fee

2% Minimum $10

2% Minimun $10

Over Limit Fee

$50

$50

Immediate Credit

$15

$15

Late Payment Fee

$45

$55

Minimum Payment

5% Minimum $20

5% Minimum $20

Statement Reprint (Only One)

$15

$15

Statement History (More Than One)

$25

$25

Change of Currency of Account

$25

$25

Annual Interest Rates

15%

annually without rewards; 15% annually with rewards.

15%

annually without rewards; 15% annually with rewards.

Insurance (optional)

$0.41 per thousand ($) of
Balance per month

$0.41 per thousand ($) of
Balance per month


PLATINUM CREDIT CARDS

PLATINUM

PLATINUM BUSINESS

Membership Annual Fee (Primary)

$200

$200

Membership Annual (Additional)

$80

$165

Replacement Card 

$25

$25

Emergency Card Fee (Primary & Additional)

$50

$50

Cash Advance Fee

2% Minimum $10 + VAT

2% Minimum $10 + VAT

Over Limit Fee

$75

$75

Immediate Credit

$15

$15

Late Payment Fee

$100

$75

Minimum Payment

5% Minimum $20

5% Minimum $20

Statement Reprint (Only One)

$15

$15

Statement History (Only One)

$25

$25

Annual Interest Rates

15% Annually without rewards; 15% annually with rewards.

15% Annually without rewards; 15% annually with rewards. 

Insurance (optional)

$0.41 per thousand ($) of Balance per month

$0.41 per thousand ($) of Balance per month